The Other McCain

"One should either write ruthlessly what one believes to be the truth, or else shut up." — Arthur Koestler

The Fenwick-Sugden Healthcare Plan

Posted on | November 27, 2013 | 22 Comments

by Smitty

Whittle describes it with his usual polished delivery:
The full transcript of Bill’s video is here. A taste:

The Fenwick-Sugden plan is very simple, really, and it has one goal: keep the money in the hands of the patients, because if it’s your money, you’re going to care whether that aspirin tablet you get billed for is going to come in at two cents or twenty dollars per pill.

Rather than paying a traditional insurance company, your employer would put that same amount of money into an Insured Contingency Escrow, or ICE account, with your name on it. It is nothing more or less than a personal savings account, held in escrow by a Savings & Loan. It can only be used for clearly defined contingencies, such as healthcare, disability and retirement. You would pay into the account too, as you do today for private insurance.

Individuals would then be able to chose and join a “chapter:” a collection of other people pooling their money so that they collectively get the best rates on procedures and bulk discounts. Included in these chapters are “co-pilots”: professionals who know the ropes, do the negotiating and help you make your own decisions about what to do with your own money. These people don’t work for the hospitals; they don’t work for the insurance companies; and they don’t work for the government – they work for you.

Any small items: a sprained wrist, sore throat, etc, would be paid for, in cash and at cash rates, from that individual ICE account. And any money you don’t use at the end of the year gets rolled over into the next.

Interestingly, the only other link to this Fenwick-Sugden plan is at Idaho Reporter, presumably because that’s where Fenwick lives.

The outline given smacks of so much common sense that it’s clear that the intrenched interests will fight it every step of the way. As with all other needed reform, it will only come at the tip of the public boot against an official backside.

Category: Health Care

Comments

22 Responses to “The Fenwick-Sugden Healthcare Plan”

  1. MrEvilMatt
    November 27th, 2013 @ 10:03 am

    The Fenwick-Sugden Healthcare Plan: by Smitty Whittle describes it with his usual polished delivery: The full … http://t.co/WismXUjhoD

  2. CHideout
    November 27th, 2013 @ 10:03 am

    The Fenwick-Sugden Healthcare Plan: by Smitty Whittle describes it with his usual polished delivery: The full … http://t.co/3qOw1mgDDq

  3. Lockestep1776
    November 27th, 2013 @ 10:03 am

    The Fenwick-Sugden Healthcare Plan: by Smitty Whittle describes it with his usual polished delivery: The full … http://t.co/mBUP997sSy

  4. Resista38176897
    November 27th, 2013 @ 10:03 am

    The Fenwick-Sugden Healthcare Plan: by Smitty Whittle describes it with his usual polished delivery: The full … http://t.co/bwDoiVi2BU

  5. Citzcom
    November 27th, 2013 @ 10:03 am

    The Fenwick-Sugden Healthcare Plan: by Smitty Whittle describes it with his usual polished delivery: The full … http://t.co/0z4GpPtzsd

  6. jwbrown1969
    November 27th, 2013 @ 10:03 am

    The Fenwick-Sugden Healthcare Plan: by Smitty Whittle describes it with his usual polished delivery: The full … http://t.co/vDcYC7dryk

  7. vermontaigne
    November 27th, 2013 @ 10:17 am

    The Fenwick-Sugden Healthcare Plan : The Other McCain http://t.co/RcDkpSzQqN

  8. McGehee
    November 27th, 2013 @ 10:50 am

    Mutual self-insurance. Me like.

  9. Replace Obamacare, You Say? – Scribe of Slog: The truth begs nobody's pardon.
    November 27th, 2013 @ 11:02 am

    […] Here you go. […]

  10. Matthew W
    November 27th, 2013 @ 12:06 pm

    BWAHAHAHA !!

    No chance in a thousand hells.

    That plan won’t allow bureaucrats to control your life or redistribute your wealth !!

  11. JustPlainBill
    November 27th, 2013 @ 1:32 pm

    The Fenwick-Sugden Healthcare Plan http://t.co/F6R2zX94YE

  12. bittman
    November 27th, 2013 @ 3:01 pm

    I think this is a plan that Dr. Ben Carson would approve of.

  13. smitty_one_each
    November 27th, 2013 @ 4:02 pm

    “I think this is a plan that Dr. Ben Carson would approve of.” — bittman http://t.co/xXRxXw1LBh

  14. The Fenwick-Sugden Healthcare Plan : The Other McCain | Dead Citizen's Rights Society
    November 27th, 2013 @ 4:48 pm

    […] Read the rest … […]

  15. conrad6
    November 27th, 2013 @ 5:10 pm

    Actually this might work. Obamacare will at least wreck insurance company financials, and the Dems will fling enough fecal matter at big insurance to make their lobbying very costly. Then a Repub wave. Then this freedom plan. Doctors and hospitals will not be status-quo advocates. I would like it better if simpler – IRA+ where savings can be used tax free for medical after a deductable (which should be less than 4 months of Obamacare bronze (or rust) plan.

  16. NYT Breaking: Boobies | Regular Right Guy
    November 27th, 2013 @ 5:23 pm

    […] The Fenwick-Sugden Healthcare Plan […]

  17. If only Bill Whittle were president | The Daley Gator
    November 27th, 2013 @ 9:09 pm

    […] H/T The Other McCain […]

  18. smitty_one_each
    November 28th, 2013 @ 6:29 am

    “Actually this might work. #Obamacare will at least wreck insurance company financials, & the Dems will…” — conrad6 http://t.co/2cGydZYClC

  19. ‘Forget About Repealing #ObamaCare. Repeal Obama’ : The Other McCain
    November 29th, 2013 @ 5:28 am

    […] like the Fenwick-Sugden Plan–let’s give it a catchier name, say, Single Patient–need to be fleshed out an […]

  20. Coondawg68
    November 29th, 2013 @ 7:33 pm

    The Fenwick-Sugden Healthcare Plan http://t.co/4jWmfSKyGw #tcot #p2

  21. Bill Whittle on the The Fenwick-Sugden Healthcare Plan - Conservative Hideout 2.0
    November 30th, 2013 @ 4:58 pm

    […] I caught this on Wednesday over at The Other McCain, it features Bill Whittle discussing the The Fenwick-Sugden Healthcare Plan. […]

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